Friday, August 17, 2012

Collection Calls on my Dying Brother

Dear representative who is trying to collect a balance due from Carl E Clark:


Carl is my brother. He is terminal with bone cancer. While working, he sent his money home via Direct Deposit, to his girlfriend, Carol Noren, of 18 years who was ostensibly paying all the bills and managing his funds. As a truck driver, he was home about 30 days out of the year. I suppose Carol got real used to spending his money and not having him around.

In September 2011, when he returned home to his girlfriend, broken, disabled and dying, she sent him, to Dallas on a one way ticket. Without any approvals from me. No, I had no idea she was just going to ship off a brother I’d not seen in 20 years for me to take care of now that he was underfoot and not earning.

Before Carol stopped working over 15 years ago (if you don’t consider cheating my brother a carreer), Carol was a financial planner and managed two Edward Jones locations. She has maintained her own retirement accounts so I am sure she looks real good on paper. After requesting the records, I was the money trails of her transferring cash over from their joint account to her own personal account month after month, year after year. She was entrusted with assuring they had a good retirement to fall back on. But I guess she was just concerned that SHE had a good retirement.

He arrived in Dallas with $60.00 in his wallet. And that would be it.

Now that he is getting some social security payments, I have been sending in payments toward his balance, as he has enough money left over to do so.

But now I receive all these ‘demand’ letters, telling me I am late in paying and how my cooperation is urgently needed. NOTHING in this world is more urgent than death. Honestly people! These balances are small. They are the residual of what is left AFTER Carl’s insurance paid you the bulk. Let it go.

Carol had supposedly paid all his old medical balances. And now, each week I get letters forwarded where she has scratched her address (that my brother paid for) off the bills. Keep in mind, these are bills my brother has never seen, never got the original or what was or wasn’t filed with insurance so we are pretty much having to trust that you are not overcharging.

Her is the plan. While he breathes air, I will, unless further harassed, continue to pay based upon whatever cash is available, monthly or bi monthly, until he either expires or you are paid off. ALL further payments stop if I get even one more call or harassing letter over this.

The man doesn’t have a credit rating to F with. And I doubt where he is going an 800 credit score is going to do much for him. So cease and desist with the nasty letters . Got it? Thank you.

Regards,

Karmah